yoga6d.org/no-to-credit-cards: A text-only statement (or "manifest") -- a constructive statement in favour of real money -- and against all sorts of digitalised money except rarely, so as to rebuild and replenish trust in the foundational tokens of good economy "Credit card -- any card, plate or coupon book that may be used repeatedly to borrow money or buy goods and services on credit." -- TheFreeDictionary.com "Ever since Croesus, the first millionaire, invented gold coins, money has depreciated." -- Ian Fleming through one of his characters in "James Bond" AGAINST CREDIT CARDS 1. We hold that credit cards lead to increased spending beyond one's limits 2. Thus credit cards lead to an increased chance of people becoming payment slaves of various types of loan sharks 3. And therefore that credit cards, by and large, should not exist in a healthy economical society AGAINST BOTH DEBIT (OR DEBET) CARDS AND CREDIT CARDS -- AND AGAINST ALL SORTS OF DIGITAL CASH, INCLUDING BY USING DIGITAL PORTABLE (OR WEARABLE) GADGETS OF ANY KIND 4. We hold that it is part of economy to be able to do such as purchase a cup of coffee, t-shirt, groceries, or a pair of shoes, buy a painting, or a particular flavour of yoghurt, without any company director having to store this information about you in a computer database, or without having go through e.g. a phone company 5. It is part of a healthy sturdy economy with a positive outlook that people at large can trust one another not to invade the privacy of one another by needless request of personal data when one, to use the conventional, classical term -- "goes to the markets". The fact that there are a few people in a society that can engage in criminal action is not a reason to activate constant surveillance of all people, but rather something that the police in a society must be able to relate to more precisely and intelligently than that 6. We hold that physical money gives a person a physical, tangible overview over the reality of the quantity of money at hand, in a way that a mere number on a small screen here and there cannot in any way replace; and that this perception over the quantity of money shouldn't be mimicked by virtual means but be part of the reality of what money is all about. The fact that this money is more easily transferred to others is not a reason to pack it into digital gadgets or cards or other means, but a reason to embrace physical money as a great way to enhance a good economy in a healthy way 7. A society with a natural focus on cash has many banks, reducing the need to carry large amounts of cash for any great lengths of time. The banks, and any cards they issue, can be used when it's particularly called for, in definite, limited cases. These banks are part of what a state ought to help make good room for, and cannot be replaced by digital elements -- AT ALL! The state must then not provide services that are dependent on surveillance-oriented digital money, but make it easy to make both cash and also things near cash, such as impersonal cash cards, fully usable for ALL services including also travel 8. A society dedicated to a natural, healthy economy also teaches its young to defend themselves, by bare-hand martial arts self-defence methods, so that it's easier to move about when one wants, where one wants, clothed the way one wants, and carrying with one whatever valuables that one wants. We hold that this is a more realistic approach than trying to put things away digitally, because the total physical health of the real city economy (or economies) depend on real people doing real actions, and cannot be reduced to computer actions ***This is a statement of intent. It is submitted as an advice to guide the future development of civilised society. It is not a declaration against any particular existing institution in the society, and, for practical purposes, a person distributing this text may perfectly naturally, at the same time, also employ such instruments as this text advices against, even as the INTENT is outlined for what can be said to be a long-term healthy political development, where the analogue retains the natural upper hand over the digital as it always must have. This is submitted in good faith and without attachment to any particular political ideology or wing, whether left or right. {{{You are free to distribute this text in any respectful way whatsoever, as long as it is kept as it is, whole and unchanged, as one piece; it is referred to from within both yoga4d.org/economy.htm and yoga6d.org/economy.htm and the other sites comprising the Yoga6dOrg search engine. Good luck!!!}}}